What to Avoid When Shopping for Car Insurance: 2

Heather — Tue, 14 Jul 2009 22:11:52 +0000

The type of car insurance you will be getting is also tricky — there are lots of mistakes you need to avoid in that area. For instance, some agents will try to make you think that you have to get the same kind of policy for all of the cars you are insuring, but that simply is not true. Falling prey to that can cost you a lot more money, in fact. The thing to remember is that, by and large, an older car does not need full coverage. Comprehensive coverage, collision coverage — those really are not necessary for an older model.

You can generally go by this rule: if the total value of your car comes out to less than about ten times the cost of your premiums, you do not need that coverage.

First Car Insurance » coverage

What to Avoid When Shopping for Car Insurance: 2