Some Tips For Saving Money On Your Insurance!

03-10-2009 by Heather

donatingausedcar-main_fullNow that we have talked about driving safely, the next step is to talk about the car itself.  Did you know that your car insurance premium can be directly affected by your choice of car?  For example, if you buy a sports car, you are probably going to have a really, really high premium versus buying a low-profile car?  Well, I didn’t know that until I got a Mustang and my car insurance premium went through the friggin’ roof.

Cars are actually rated on a risk scale for all the car insurance company purposes.  Sports cars and other high-performance flashy cars are all going to be higher risk … not just for speeding tickets but for people to steal and all around, they are a risk.  So you want to make sure that you pick a low-profile car.

If you just pick a non-sports car, I can promise that you will be able to get a lower premium and it will save you a heck of a lot of money!

Some Tips For Saving Money On Your Insurance!

02-10-2009 by Heather

papers24710021One of the most expensive bills that you probably have is your car insurance bill.  The weirdest thing about car insurance is that many people never really have to use it, but you have to have it on your car – so how can you save money on your car insurance?  Well, I can tell you that I have followed a plan and I have saved hundreds and you can do the same thing!

The first thing that you have to do is actually drive safely.  This is by far one of the biggest things that people do not remember about car insurance, is that if you drive safely and have a clean driving record, you are most likely going to have a lower premium, which is what everyone wants.

In the next blog, we are going to talk about the risk scale and how buying a low-profile car can really help your premium in the end!