Now that we have talked about driving safely, the next step is to talk about the car itself. Did you know that your car insurance premium can be directly affected by your choice of car? For example, if you buy a sports car, you are probably going to have a really, really high premium versus buying a low-profile car? Well, I didn’t know that until I got a Mustang and my car insurance premium went through the friggin’ roof.
Cars are actually rated on a risk scale for all the car insurance company purposes. Sports cars and other high-performance flashy cars are all going to be higher risk … not just for speeding tickets but for people to steal and all around, they are a risk. So you want to make sure that you pick a low-profile car.
If you just pick a non-sports car, I can promise that you will be able to get a lower premium and it will save you a heck of a lot of money!