If you have to place your car in storage for a while, you can save money that way. For that matter, even keeping your car in a garage can provide savings. You are, after all, keeping it safe from accidents, theft, and so on.

5. Checking your mileage.

Always double check your mileage. You can get savings if you meet the “miles to work” limit. This all comes down to knowing for certain how many miles you have to drive to work — and your vehicle’s classification.

6. Group discounts.

Group discounts are great. They can occur for many types of organizations, even fraternities and sororities.

7. Lower coverages.

If you can get away with lower amounts of coverage on things like comprehensive, liability, collision, and medical payments, you can save a lot.