As we talked about in the last blog, finding car insurance when you are a new and young driver is hard – however there are a few things that you can do in order to save your pennies. To be honest, car insurance premiums for teenagers are generally 50% higher than those who are in their twenties and face it … when you are a teenager, you really need to save every penny that you can get and that is hard to do when you car insurance premiums are out of this world!
One thing that you can do is make sure that you get on your parent’s premium – that will definitely help you lower your own premium and you will be a lower risk. Another thing you can do to save some cash is to get good grades. A lot of car insurance companies nowadays are giving away discounts for teenagers that have really good grades, so keep up those grades!
Finally – the make and model of your car is going to have a lot do to with your car insurance premium and how much it is … so stay away from the sports cars and you should be fine!