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	<title>First Car Insurance &#187; understanding car insurance</title>
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	<description>You've got a car -- you need insurance</description>
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		<title>Understanding Car Insurance: 2</title>
		<link>http://1st-car-insurance.com/understanding-car-insurance-2/</link>
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		<pubDate>Mon, 08 Jun 2009 23:00:37 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[car insurance policies]]></category>
		<category><![CDATA[understanding car insurance]]></category>

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		<description><![CDATA[Now that we have touched quite a bit on liability, let’s move on down to comprehensive car insurance.  This is actually going to be the important one as this is what the insurance company is going to pay for any damages that are done to your car – or if your car is stolen.  You [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://1st-car-insurance.com/wp-content/uploads/2009/06/car-insurance-rising__.jpg"><img class="alignright size-medium wp-image-29" title="car-insurance-rising__" src="http://1st-car-insurance.com/wp-content/uploads/2009/06/car-insurance-rising__-210x139.jpg" alt="car-insurance-rising__" width="210" height="139" /></a>Now that we have touched quite a bit on liability, let’s move on down to comprehensive car insurance.  This is actually going to be the important one as this is what the insurance company is going to pay for any damages that are done to your car – or if your car is stolen.  You want to make sure that you check out the deductible for this one, as that is going to be what the insurance company is going to pay and anything after that, you are going to have to pay.  Just remember, that the lower the deductible, the lower the premium for you.</p>
<p>Another thing you need to know about is property damage.  There are many car insurance companies that are skimping out on this insurance, but you want to make sure that you absolutely add it on, as this is what the car insurance company pays if you do happen to damage any properties.  Usually, the standard policies are going to be upwards of $100,000.</p>
<p>We will touch more on this stuff in the next blog and help you understand your car insurance that much better!</p>
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		<title>Understanding Car Insurance: 1</title>
		<link>http://1st-car-insurance.com/understanding-car-insurance-1/</link>
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		<pubDate>Mon, 08 Jun 2009 07:22:50 +0000</pubDate>
		<dc:creator>Heather</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[understanding car insurance]]></category>

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		<description><![CDATA[To be completely honest, buying a car is definitely something that is a huge decision.  Not only are you going to have to deal with getting a loan for the car itself, but you are going to have to get yourself some car insurance.  In order to drive any car, it needs to be insured [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://1st-car-insurance.com/wp-content/uploads/2009/06/carinsurance1-main_full.jpg"><img class="alignright size-medium wp-image-26" title="carinsurance1-main_full" src="http://1st-car-insurance.com/wp-content/uploads/2009/06/carinsurance1-main_full-210x139.jpg" alt="carinsurance1-main_full" width="210" height="139" /></a>To be completely honest, buying a car is definitely something that is a huge decision.  Not only are you going to have to deal with getting a loan for the car itself, but you are going to have to get yourself some car insurance.  In order to drive any car, it needs to be insured and while you might not understand car insurance yet if you are a new driver, it is absolutely worth the effort to take a few minutes to understand it before you buy.</p>
<p>That is exactly what we are going to teach you!  Car insurance is difficult, especially if you are just starting out in the car insurance field.  The first thing that you need to understand is the Liability aspect of car insurance.  All states have their own liability requirements, so you need to make sure that you find out what your state’s is before you buy.</p>
<p>Liability is going to be – for example if your policy was 100,000/300,000, the first number is going to be to cover your medical expenses, while the second number is going to cover anyone else that was in the accident if you do get into an accident – so that is an important thing to remember … more in the next blog!</p>
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