The kind of car you drive can have a tremendous effect on how much you pay for insurance as well. Many people do not realize this, or at least never stop to think about how much more expensive it will be to insure the brand new, 2010 car they are preparing to buy.
Car make, model, year, mileage — all of these things will factor in to how much you have to pay on your insurance premiums. That is why it is always recommended that, on those occasions when you are buying a new car, you should at the very least talk to an insurance agent about your list of possibilities, so that you can try to buy the vehicle which will be less expensive to insure.
Although it might not seem all that palatable, you might even consider purchasing a used car instead — even if it is a newer used car, they are notoriously less expensive to ensure than brand new vehicles.