Understanding Car Insurance: 2

car-insurance-rising__Now that we have touched quite a bit on liability, let’s move on down to comprehensive car insurance.  This is actually going to be the important one as this is what the insurance company is going to pay for any damages that are done to your car – or if your car is stolen.  You want to make sure that you check out the deductible for this one, as that is going to be what the insurance company is going to pay and anything after that, you are going to have to pay.  Just remember, that the lower the deductible, the lower the premium for you.

Another thing you need to know about is property damage.  There are many car insurance companies that are skimping out on this insurance, but you want to make sure that you absolutely add it on, as this is what the car insurance company pays if you do happen to damage any properties.  Usually, the standard policies are going to be upwards of $100,000.

We will touch more on this stuff in the next blog and help you understand your car insurance that much better!

Tags: , , ,

Leave a Reply